February is a common month for floods across the country. In the event that you have been unlucky enough to experience a flood at your property you may be feeling a bit overwhelmed by the extent of the damage and the amount of cleaning up that lies ahead. As long as at least some of the costs for repairing the damage are covered by flood insurance NJ homeowners should be able to focus their efforts on clearing up the mess and arranging for whatever repairs are necessary.

Are you unsure where to begin cleaning up after a flood? Here are some suggestions:
•    Deal with any hygiene or health hazards as soon as possible. This could include contaminated mud or sewage, contents of fridges or cupboards, and medicines.
•    Take steps to prevent further damage. Windows may need boarding up to protect against rain or wind and make sure to cover any holes in the walls.
•    Any damaged appliances or fittings should be kept until your insurance adjuster has examined them. Any furniture that is wet can be moved outside under cover to dry off while you clean walls and floors
Although it may seem like an endless task, it is important to make sure when you are cleaning up after a flood that you keep all receipts and check what you can and can’t claim on your flood insurance NJ. Residents who have experienced a flood should call their insurance agent as soon as possible after the event to start getting their claim processed.

*