The beautiful weather brings out many motorcyclists.  There are several carriers that write Motorcycle Insurance for New Jersey and Pennsylvania.  In addition to choosing decent limit of liability insurance, you need to make sure that sure you select Medical Payments coverage for yourself (and passenger).  Depending on the carrier you can get a maximum limit of $10,000 or $25,000.  Many people are under the misunderstanding that the PIP portion of their personal automobile policy will cover their medical bills, but it will not - it is excluded.