When it comes to protecting your home you can’t let any risks slip by you, even the ones that seem most unlikely. Your home is a valuable asset that requires hard work, dedication, and responsibility. Part of the responsibility aspect involves ensuring that your home is protected from any damages it might face, including the ones out of your control. Weather disasters such as flooding are unexpected incidents that can leave homes and homeowners in physical and financial tatters. Floods have been occurring all over the country this year, leaving entire communities in disarray. Even Trenton has experience its share of flooding from the Delaware River. Floods can ruin a family’s fortunes, so don’t let a tragedy like this happen to you. Here are two different packages of New Jersey flood insurance:

·         Standard flood insurance: A standard insurance policy covers homes whose communities participate in the National Flood Insurance Program (NFIP). It is required to apply for building and contents coverage if separately if you choose to purchase a flood insurance policy in New Jersey.

·         Preferred risk flood insurance policy: This is an insurance policy for homes and businesses in a low or moderate risk zone. If this is the case, you qualify for a low-cost preferred risk policy which will protect your home and its contents if you become affected by a small flood or a larger flood that has extended into your low-risk area. Although you aren’t required to purchase flood insurance in a low-risk area, it’s still a smart idea to do so.

With Karl Weidel Insurance, Inc. you no longer have to search far and wide for New Jersey flood insurance. Our expertise and commitment to excellent service are what sets us apart from other agencies. You deserve proper treatment and assistance while shopping for insurance, and we’re here to make your experience helpful and enjoyable. Contact us today for more information!