Auto Dealers Insurance

Auto dealers know the obvious risks. The value of your business sits vulnerable, on display in showrooms and open lots, all day and all night.

But does your auto dealers insurance policy consider the liability inherent in doing business, as well as the exposure that comes from hundreds of people visiting your lot each month? 

Don't worry, we can help.

Since every business is unique, we consider all aspects of your company to create a comprehensive business policy. You can trust us to make sure you have the insurance coverage your business needs.

What does the policy cover?

A comprehensive auto dealers insurance policy can include coverage, such as:

  • Property damage and bodily injury: covers possible damage from lot- and garage-related operations.
  • Garage keepers: covers damage to autos and property left by customers.
  • Garage-owned autos: covers damage to garage-owned autos. 
  • Hired autos: protect vehicles you or your employees rent or borrow for business purposes.
  • Non-owned autos: covers your partners, employees, or members of household using vehicles for your business or personal affairs.
  • Temporary substitute autos: provides a temporary vehicle as needed.
  • Newly acquired autos: protect new or additional autos acquired during the policy period.

Optional Coverage

We also offer your business more complete coverage at great rates, including:

  • Defective Product and Faulty Work Coverage to protect the products and work performed by your shop, should the work or parts result in an accident that causes property damage to your customer’s vehicle (broadened garage liability coverage).
  • Customer Autos Actual Loss Sustained to cover the amount of the actual loss of a customer’s vehicle, regardless of the dollar limit.


Worried about costs?

Don’t be. Our auto dealers insurance is some of the most affordable protection available. We offer policies for owners of new and used car sales dealerships as well as an affordable way to eliminate the risks associated with your business.

Why We're Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

We look forward to protecting you and loved ones soon.