Flood Insurance

Every year, thousands of businesses throughout the United States are affected by flood events. Flood damage can mean paying huge, unexpected bills to recover, or could cost you your livelihood.

Far too many businesses end up having to close their doors after a flood event. What starts as a drop of water can quickly turn into a destructive flood. Just a few inches of water can damage walls and floors, wreck expensive equipment, ruin furniture, destroy supplies and cost tens of thousands of dollars to repair.

At least 25 percent of small businesses never reopen following a disaster.

Commercial property insurance does not generally cover flood damage. Only flood insurance does.

From 2011 through 2015 the average commercial flood claim was nearly $90,000. And without flood insurance, you are often faced with only three choices after a flood:

• Paying recovery costs out of your own pocket
• Taking out a loan to cover the costs—adding financial stress to your business
• Closing your doors and walking away

Even if you are not in a high-risk flood zone, you are in a flood zone.  Contact our office for a quote. It usually takes 30 days from the date of purchase for a policy to go into effect.