Boating Insurance Request a Quote Is your boating insurance seaworthy? Getting out on the water in your watercraft can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.Let’s make sure your “financial boat” doesn't sink should you encounter rough waters. Does homeowners insurance cover your boat? The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.In other words, if you don't carry a boat insurance policy, you may be underinsured. Boat Insurance: What's covered and what’s optional Typical coverages should include:Personal liabilityBoatMotorTrailerMedical and physical damage perilsWe also provide insurance for the following types of boats and personal watercraft:RunaboutMini Jet BoatSailboatPontoonHouse BoatCabin CruiserOther Fishing BoatBass Boat Boat insurance discounts spoken here We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:Own your homeHave idle assisted steering installedInsure multiple vesselsBundle other kinds of insuranceAre the original ownerPaid your policy in full each yearHave a clean automobile driving recordHave a safety course certificationThere are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require. Why We're Different You may think you want the cheapest insurance you can find, but cheap isn't everything.While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.Contact us today, and we'll help you protect what matters most.